Is Your Homeowners Insurance Sufficient?

Ah, what a beautiful morning. You took the day off work to enjoy some spring time weather and get some yard work done. You step outside, and breath in deeply the fresh springtime air. You catch a gentle fragrance of some flowering bushes, what is that familiar scent, Lilacs, um. Suddenly your moment of serenity is gone in an instant, as you hear your mail carrier scream from behind you, he/she has just dropped off today's mail. You turn to see what has happened and find your Mail Carrier on the ground having tripped over your child's new scooter, that was half on the grass and half on the side walk. It was left out from yesterdays play, and you did not notice it when you walked out to enjoy the fresh morning air.

You rush to their side to make sure they are okay, they are holding their ankle. You try to assist them in gathering the mail that is now strewn all over your walkway and grass, and help them to their feet. However, they are not able to put any weight on their one foot. Then they ask that dreaded question; is your homeowners insurance adequate enough to cover this injury? Sigh, you now drag yourself into the house to call an ambulance for your Mail Carrier, then you call your Integrated Insurance Agent to have them go over your coverage.

This is just one of many scenarios that can affect your life in a negative way, if your homeowners insurance is not up to date and sufficient for these types of issues. If you are not sure what your homeowner’s insurance covers, or if what you have is adequate for this scenario, or any other similar injury that could take place on your property, please call us today. Our agents can help you to determine what type of coverage you need to make sure all your insurance needs are met. Contact us today at 888-8923-1342, to gain peace of mind for just such an emergency.