Harold Krul
The 'Professor'
Property and Casualty Agent
3847 Pine Grove Ave
Fort Gratiot MI 48059
hkrul@integrated-insurance.com
Tel: 810-479-5099 ext 114
Fax: 810-357-0806
Harold is a long-time resident of St. Clair County. We call him the 'Professor' because Baker College has been using his marketing and teaching skills for the past 17 years to teach students how to be more productive in business. Professor Krul specializes in Property and Casualty aspect of Insurance. As a member of the Insurance staff at Integrated-Insurance, I would like the opportuntiy to save you money. Quotes are always free.
Below on this page you can get quotes for Home, Auto, Worker's Compensation, Health, Life, Dental and even valued memberships.
Hello, and welcome to my web page. I am pleased to be a part of Integrated Insurance Agency and this team of professional insurance associates. The insurance marketplace can be a complex arena. Products and plans, even with in the same insurance company, can be cumbersome to understand; that is why I am here to help you along with the team at Integrated.
Everyone has Assets (things you worked hard to own). Insurance is intended to protect you, your family and give you that peace of mind that your assets are protected in the event of an accident, fire or some other loss. So let me help you have peace of mind and keep more in your pocket book with your personal auto, home, business or commercial insurance needs.
As an independent agent, I work hard to find an insurance company and plan that is suitable for your needs and budget. To help me help you, below left are some icons that describe different insurance needs. Click on the icon and complete the form, and I will get back with you on some plans. Below right are icons that will link you right to the carrier. If you know what you want, click on the right and start saving with Integrated Insurance Agency. If you need more help than what I am describing, go directly to the right and send me an email.
I Look forward to working for you!
Harold's thoughts
We do the searching
Would you like information on a specific type of insurance? Click on an area that you are interested in discovering more about. Fill out the form and we'll do the shopping for you!
I know what
I want
If you know the carrier you want and the plan type you desire, you can go right to that carrier, for rates and application submission.
Email Harold
Click here for a Health, Life or Disability quote. You will be directed to a page. Click/select the coverage you want us to run. Then, just complete the form, and we will be in touch in 24 hours or less.
If you are looking for Home / Auto / Business Ins. Click and complete this form and we will have rates for you in about 3 hours.
Click here a Home, Auto, Recreation, Rental Insurance, etc., quote. You will be directed to a page. Click/select the coverage you want us to run. Then, just complete the form, and we will be in touch in 24 hours or less.
United Health Care has the lowest priced coverage in two categories. Savor 70 and Copay Select. These plans are terrific for those who are healthy and don't mnd a high deductible. CLick and compare these rates!
Click here for a Business or Corporate Insurance quote. You will be directed to a page. Click/select the coverage you want us to run. Then, just complete the form, and we will be in touch in 24 hours or less.
Clkick here for a Wealth Management (401K, IRA's, Investments, Stocks) etc., quote. You will be directed to a page. Click/select the coverage you want us to run. Then, just complete the form, and we will be in touch in 24 hours or less.
Belonging to associations/memberships that have value are not only smart but a great safe guard. We have companies and organizations that have value for you.
Being mature affords you benefits that others can't get. Being mature you have needs others don't. Click here to see what benefits are available to you through Integrated Insurance Agency.
Prescription savings is big. Canadian Savings has been saving people on presciptions for 17 years. They find the least expensive price without sacrificing quality. Check them out.
Blue Cross Blue Shield of Michigan has been a staple tradition in the Health Care Industry here in Michigan. I recommend the 'Keep Fit' plan to all my BCBS clients. Click and get a 'Keep Fit' quote.
DenCap Dental is our preferred Dental Carrier. DenCap is an HMO dental plan with an amazing network. They have several plans to choose from and clicking their icon will start your search for the best in stand alone dental care.
Click the logo to compare affordable health insurance
plans from Health Alliance Plan of Michigan.
HAP provides health insurance quotes with prescription benefits for ...
IMG - Coverage without Boundaries® Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence.
While most insurance companies just process claims, we work with our members to manage their health. We'ret a Michigan-based health plan. We help people get the right care at the right time in the right place improving health by providing all people access to affordable and excellent health care.
IIA strongly recommends any business in Southeast Michigan to join the Sterling Heights Regional Chamber of Commerce. The Sterling Heights Regional Chamber of Commerce (SHRCCI) is by far the best run Chamber IIA has belonged to.
Employer Resources is an administrative service organization (ASO) with payroll and third party administration capabilities.
You protect your health, your home, your auto, so protect yourself legally. There are many benefits that come along with this affordable membership.
